Monetary Compensation for Damages, Pt. 5

My neighbor entrusted me with money to pay his bills while he was away for a couple of months in Israel. I neglected to pay his electric bill, which resulted in his having to pay late fees upon his return to Dallas. Does Jewish law require me to reimburse my neighbor for his late fees, since it’s my fault?

Learning Without Doing

I am confused. My question is, I am a woman whom has grown up Reformed my entire life and have begun Jewish learning over the past couple of years. Now that I am learning, I am feeling bad about some things I’m not observing. For example, I now know that the Torah forbids eating shrimp, although I’m not ready to give it up. This worries me, since now I know about it and am still doing it. I’m worried G-d is going to strike me down or something. If I would have just stayed at Temple and not gotten involved in Jewish learning I would have no worries because I wouldn’t know anything and therefore not feel bad about anything I’m doing wrong. If I’m not intending, at the moment, to become more observant, is it better that I don’t study so I won’t be more liable in heaven for what I know and don’t do? Or is it better to study anyway?